Founded in 1993, Innovative Card Technologies is the developer of the ICT DisplayCard, a breakthrough authentication solution for electronic banking, buying, and data systems access. The card contains an operating system that powers an embedded display. At the push of a button, a one-time password appears on the display. When entered into an interface along with a static username and password, dual-factor authentication is achieved. The ICT DisplayCard can be a fully functional payment card or an RFID access card, along with the OTP capability. All the security of a token, without the bulk.